By Jessica Guht

Something magical happens when a community comes together.
Whether it’s fundraising to put in a new park that everyone, from toddlers to
seniors, can enjoy or banding together to find a missing pet and return them to
their family, we can accomplish more together than we can apart.

Now, imagine if we apply this ideology to our healthcare.

You don’t have to feel jilted by the healthcare system,
paying hundreds upon hundreds of dollars each month only to be responsible for
a majority of the medical bills when an emergency arises. With crowdfunding,
the community bands together to help pay for medical bills, making it so that
no one has to stress over a high medical bill. As a bonus, you also end up
paying less than you would on traditional insurance, showing the power we hold
when we work together.

How to Pay for Medical Bills Without Insurance

Are you tired of overpaying for insurance? Are you
frustrated that despite the hundreds you pay each month, you’re still stuck
with astronomical medical bills?

Crowdfunding offers a new way to pay medical bills.

Deductibles, premiums, co-insurance—these are all words
thrown around when looking at insurance plans, and they all equate to more
money out of your pocket. You can spend hundreds of dollars on insurance each
month only to be told that your plan covers only a small percentage of the
costs for a certain procedure. In other cases, your deductible may be so high
that you have to pay thousands of dollars before your insurance even begins to
start contributing, leaving you with a high out-of-pocket cost even though you
have insurance.

With crowdfunding, you can say ‘enough!’ to insurance while
still getting help in covering your medical bills.

What is Crowdfunding?

Crowdfunding is founded on the group mentality and the
belief that we can accomplish more together than we can apart. With crowdfunding,
the monthly costs that everyone contributes are used to pay for whatever
medical services arise among the membership community.

With crowdfunding, monthly subscriptions are collected
into crowdfunds, available for use whenever someone has a medical need. The
crowdfund, combined with consumerism and self-pay, allows members to access
lower medical costs without worrying about deductibles and out-of-pocket
maximums.

It may be hard to believe that you can save money without
health insurance, especially since self-pay is often associated with higher
medical bills, but with CrowdCare’s help, you don’t have to navigate the
billing process by yourself or pay the amount you’re first billed. We negotiate
on your behalf, bringing your medical bills down to the fair market price.
Then, the costs are shared by the crowd, helping to pay for medical bills that
may otherwise cause extreme stress as you wonder how you’ll pay for them.

As an added benefit, with CrowdCare, you have the freedom to
choose any doctor without having to worry about a higher cost due to being out
of network. Without network restrictions, you can ensure that you and your
family see the very best doctors. Furthermore, you don’t have to worry about
what to do should your doctor stop accepting your insurance, giving you one
less thing to worry about.

With crowdfunding, you don’t have to stress about money or
forego medical care because you’re unsure how to pay for it—let the crowd help
you tackle these bills.

How Can Crowdfunding Help Me Pay My Medical Bills?

With crowdfunding, your monthly contributions are divvied up
amongst all the members and their healthcare expenses, allowing everyone to
benefit from lower monthly costs. Here are some examples of crowdfunding in
action.

Cutting the Costs of Major Surgery

Following an emergency open-heart surgery, imagine getting a
hospital bill for $400,000—an astronomical cost for most of us.

CrowdCare starts by negotiating down your bill to the fair
market price of $150,000. Then, the cost is submitted to the crowd, who fully
cover the rest of the medical bill.

Removing Stress Following an Accident

Accidents happen, but you don’t need to be stressed about
how to pay for it.

Say you fracture your arm while hiking. Between ER expenses,
follow-up visits, and physical therapy, your medical bills may reach $5,000. You
can cover $1000 of the expenses, but you’re unsure of how you’ll manage paying
for any more. With crowdfunding, the remaining $4,000 can be submitted to the
crowd, who can cover the remaining costs, allowing you to pay off your medical
bills.

Plan for Scheduled Procedures

When time is a benefit, CrowdCare can help you find a
top-tier provider at a fair price. Even more, you can get an estimate for the
procedure before receiving it and submit the expense to the crowd for funding,
ensuring you have the necessary funds available for payment at the time of the
service.

Lessen Pregnancy Costs

Bringing a new life into the world is exciting, but the
healthcare costs associated with it most definitely aren’t. With crowdfunding,
though, you don’t have to worry about paying as much.

At CrowdCare, maternity members are responsible for the
first $3,000, but when prenatal care, delivery, lab work, imaging, and
postpartum services can bring the costs to well about $10,000, submitting a
majority of the costs to the crowd can be a significant help.

Join the Healthcare Revolution

Crowdfunding offers a way to bring the power of community to
healthcare, making it possible for you to avoid high deductibles, premiums, and
out-of-pocket maximums without sacrificing your health.

Through crowdfunding, we can change the way that healthcare
is viewed. Rather than fear the costs of healthcare, foregoing care in the
process, you can feel confident that your medical bills will be brought down to
a reasonable level (or handled entirely) through crowdfunding.

Join the healthcare revolution today with CrowdCare and see the
difference that the community can make when tackling medical bills.

Meta Description: Explore how crowdfunding can help
you tackle your medical bills without insurance. See the difference that the
community can make within healthcare.