Case Study: How a Graphic Designer in Denver Switched to CrowdCare and Saved Big on Health Costs
Background: Meet Sarah from Denver
Sarah, a 37-year-old freelance graphic designer based in Denver, Colorado, had been on a high-deductible employer-based COBRA plan after leaving her corporate job. She was paying $585/month, had a $7,000 deductible, and still had to deal with network restrictions, surprise bills, and slow scheduling—especially for specialists and mental health appointments.
“I was paying nearly $600 just to have the possibility of using my insurance if something major happened. I still avoided care because of the cost,” Sarah explained.
The Switch to CrowdCare
After researching alternatives, Sarah joined CrowdCare for under $200/month, a move she now calls “the best decision I’ve made for my health and my wallet.”
With CrowdCare, she immediately gained access to:
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24/7 virtual medical and mental health care
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A dedicated Care Advocate to help schedule appointments
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No deductible, no copays, no surprise bills
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Freedom to see any provider she chooses
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A built-in crowdfunding community for large, unexpected medical events
Comparing the Costs
| Feature | Traditional Insurance (COBRA) | CrowdCare |
|---|---|---|
| Monthly Cost | $585 | $179 |
| Deductible | $7,000 | $0 |
| Copays | $40–$70/visit | $0 for virtual care |
| Specialist Wait Time | 3–6 weeks | As little as 24–48 hrs |
| Provider Network Restrictions | Yes | No |
| Mental Health Included | Limited coverage | Yes, 100% included |
| Total Annual Out-of-Pocket Cost* | ~$10,000+ | ~$2,148 |
* Based on typical primary care, labs, therapy, and one urgent event
“I got a therapist, dermatologist, and lab results—all faster and cheaper than with my old plan. And I didn’t need a referral or approval.”
Benefits Beyond the Numbers
What really surprised Sarah was how human the experience felt:
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Real care from real doctors—not a maze of paperwork
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Support from her Care Advocate, who helped find affordable local labs
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No more waiting weeks just to speak with a doctor or therapist
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Peace of mind, knowing a community would have her back if something big happened
Final Verdict
Sarah says:
“CrowdCare gave me freedom. I’m healthier, I feel supported, and I’m not throwing away money every month for a plan I’m scared to use.”
💡 Key Takeaways
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No networks or deductibles = true freedom and affordability
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Faster access to care without delays or gatekeeping
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Support team + transparent pricing eliminates confusion
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Mental health included, not an afterthought
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Savings of $7,000+ annually compared to traditional insurance