About Us: Why We Built CrowdCare

CrowdCare started with a hospital bill—and a realization.

When I had my first child, I did what I thought was the responsible thing: I carried full insurance. I was paying nearly $1,000 every month for a health plan, believing it would protect me when it mattered most.

But after giving birth, I was still left with over $7,000 in out-of-pocket costs. Despite doing everything “right,” the system failed me. The bill felt arbitrary,

 inflated, and impossible to make sense of. And I wasn’t alone.

So when it came time to welcome my second and third daughters, I tried something radical: I canceled my insurance. No monthly premiums. No networks. No gatekeepers. Just a willingness to ask, negotiate, and pay directly.

The result?
Each birth cost under $3,500. Total. Directly to the hospital. No

billing 

codes. No months-long claim delays. No surprise statements.

That was the moment I knew: the healthcare system isn’t just broken—it’s built to keep us disempowered. What we need isn’t more insurance. We need more community.

So I built CrowdCare.

Care That Puts People First

CrowdCare is a peer-to-peer healthcare model designed for real people—not paperwork. We believe medical bills shouldn’t bankrupt you, and getting care shouldn’t require navigating a maze of middlemen.

With CrowdCare:

  • You pay a low monthly amount into a community fund.

  • When a real medical need arises, we negotiate the bill, lower the cost, and the community helps cover it.

  • No networks. No deductibles. Just transparent, ethical, human-first care.

We’re not insurance—we’re a movement to restore dignity, affordability, and trust in how we care for each other.

Because no one should have to choose between getting medical help and staying financially afloat.

Welcome to CrowdCare.
Healthcare that makes sense—and a community that shows up.